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A Bone to Pick: Chef Dean's Rights for Rehabilitation -- Dean Kropp

 

 


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My book depicts the truth about insurance companies. I wrote the book because it was such an unusual string of events that happened to me, and I learned a lot of inside information about the insurance scene. Who would think that not one, but three accidents, would be highly unlikely for any human being to experience in their lifetime. One accident is enough to deal with. 

 

 

 

 

 

 

 

A Bone to Pick: Chef Dean's Rights for Rehabilitation -- Dean Kropp

 

 

 

 

 

 

 

 

Yes, I am an advocate for accident victims. No, I wouldn’t create any new laws. My plan is to get the Declaration of Injured persons’ Rights on everybody’s car insurance contract.     

 


 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A Bone to Pick: Chef Dean's Rights for Rehabilitation -- Dean Kropp

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

A Bone to Pick: Chef Dean's Rights for Rehabilitation -- Dean Kropp

 

 

 

 

 

 

Dean Kropp

 

Dean Kropp was Swiss trained for the pastry chef position at Chicago’s own Swiss Air’s Le Chateau Pastry Shop in 1981. Kropp graduated from the Joliet Junior College culinary arts program in 1979. Throughout his career, he had to write and organize pastry manuals for the hotels and kitchens where he worked. You can visit www.deanofchefs.com for more background information on Kropp’s culinary career. 

Kropp became familiar with the Culinary Olympics after he won his first Bronze Medal in the National Restaurant Show at Chicago’s McCormick Place in 1982. Kropp contacted the German Chefs Association in Frankfurt, Germany, where they turned over the history of the Culinary Olympics that began in 1900, to Kropp directly. Once the information was translated from German to English, Kropp rewrote the history with the help of author Glenn Meicht. The History of the Culinary Olympics is available on the www.deankropp.com website. 

Kropp continued his writing studies by attending comedy writing and rewriting classes at the American Comedy Institute in Manhattan for two years. Kropp combined this with acting and performing classes in Manhattan as well. These classes were extremely valuable for Kropp as he learned the art of rewriting the original writing. Kropp also attended creative writing classes at Marymount Manhattan College. 

After Kropp heard a radio interview with Judge Judy stating "If you have something to say, then write a book." Kropp set out to find a publisher for his book idea in 2007, which is an art all in itself. www.abonetopickbydeankropp.com 

Visit Dean on YouTube at : http://www.youtube.com/watch?v=YsWeIV1Ia8c

 

 

"A Bone to Pick is an inspirational, true story of Dean Kropp's uphill fight for his rights for compensation and healing. How bad can it get? When an IRS audit is your best experience, you know you're in a battle."[The book] is sprinkled with Chef Dean's own stress-relieving gourmet pastry recipes awarded to those who helped him through this journey. Also included are photo exhibits of some of Kropp's rehabilitative back exercises and typical form letters you could receive from companies you've trusted to be on your side.

"A Bone to Pick delivers a clear, honest (although scary) understanding of what to expect after being injured in an accident and, more importantly, explains how to successfully navigate a system hell-bent on leaving you injured by the roadside.

Don't wait until you have an accident. Be prepared. Read A Bone to Pick!"
— Gioya McRae, A Mocha Mind Book Review

 

 

Books-And-Authors.net:  Where did you grow up and was reading and writing a part of your life? Who were your earliest influences and why?

Dean Kropp: I grew up in a small town southwest of Chicago called Lockport, Illinois because of the locks in the canal. Reading, writing, and arithmetic played a big part in my life growing up. When I researched my book reports, whether it was for high school or culinary school, I always spent extra time to make sure I had everything right for the paper. Thoroughness pays off. My mother and father were my biggest influences on me because they always pointed me in the right direction. They inspired my creativity from the get go. Once I know what I was doing, I blazed my path and haven’t looked back..  

 




Books-And-Authors.net: Briefly discuss your new book A BONE TO PICK. Why did you write this book? What accident did you have that was the motivation for A BONE TO PICK? How can A BONE TO PICK help others?

Dean Kropp: My book depicts the truth about insurance companies. I wrote the book because it was such an unusual string of events that happened to me, and I learned a lot of inside information about the insurance scene. Who would think that not one, but three accidents, would be highly unlikely for any human being to experience in their lifetime. One accident is enough to deal with. It was the first car accident on August 6, 2000, that motivated me to write the book because of the independent medical exam. My goal with helping others is this; when people buy their car insurance, they really don’t know what they are getting for coverage. Ok, it looks good on paper, but there is a big “but” there. It is not written in the insurance contract how the injured party is allowed to heal. I didn’t know that massage therapy was covered with No-Fault insurance. My outline for the Declaration of Injured Persons’ Rights, should be a good start for informing people what they are covered for in case of injury.  
 





Books-And-Authors.net: Advice from a friend was, "You had to be the case?" Explain? Why do you think your attorney was not helping you more?

Dean Kropp: Attorneys have from 200 to 500 maybe 600 cases going on at one time. New York State has a three-year statute of limitations for filing a lawsuit. New Jersey has a two-year statute for filing. If you get lost in the shuffle, you could miss that time frame, which I didn’t even know about. Then you are really screwed unless you have a very good attorney. “You have to be the case,” means you have to keep an active interest as the case moves along. You can’t just drop it in the attorneys lap and expect him or her to take care of you. You have to stay on top of the process, which isn’t any fun when you are injured.  



 


Books-And-Authors.net: Why were you sued?

Dean Kropp: I was sued because the hospital didn’t follow procedure for billing my No-Fault GEICO contract directly. Even after I was cut off from my no-fault benefits, healthcare professionals still have to bill the no-fault insurance company. In my second car accident, my neurologist had to sue GEICO for his bill after he examined me and I wasn't even cut off from my no-fault benefits yet. He followed the correct procedure. Many healthcare providers don’t want to deal with suing the insurance company, so they bill the individual’s primary healthcare provider or they sue the injured party directly. The system is poorly organized in that respect.

 

 


Books-And-Authors.net: How did you come up with the Declaration of Injured Person’s Rights?

Dean Kropp: I had the IRS audit at the same time that I was being sued. The IRS sent me the Declaration of Taxpayers Rights. I thought this was great, so I derived the idea from the IRS.


 



Books-And-Authors.net:  What would you change about the independent medical examination?

Dean Kropp: I would remove the word “independent” and put in the word “mandatory medical examination” and make the doctor sign a statement saying that he won’t lie about the condition of an injured person.

 



Books-And-Authors.net:  How did you handle representing yourself in court?

Dean Kropp:  I resorted to my pastry chef management skills by organizing the binder complete with my medical documents and presented that in court, like I did my pastry recipe manuals in the hotels where I worked. I am amazed that more attorneys don’t follow that procedure. It seems like if there’s enough medical evidence, and a person has lost his or her career, then there is a case for negligence.


 


Books-And-Authors.net:  In all how many doctors did your insurance company have you see independently? Do you feel any of these independent doctors were for the insurance company more than they were for you?

Dean Kropp: My insurance company, at the time, sent me to two of their doctors. The doctors were not interested in my best interest. The reason being was I had too much medical evidence showing injury, which those doctors ignored. I declined the third doctor, a neurologist, as requested by the insurance company, because I had not been referred to my own neurologist to diagnose my injuries. 

 




Books-And-Authors.net:  If someone has an auto accident today -- What would be your first advice to them?

Dean Kropp: Make sure the police come to the scene and they have an accident report. Don’t turn down medical assistance at the scene. Don’t rush out and get an attorney right away, unless they know an attorney that they trust to help them. Shop the case around to see what other attorneys say. The Internet is a great way to do just that. And research the attorneys. I feel the best situation for being referred to an attorney is by somebody that had a similar experience to mine. Keep track of the medical reports and medical expenses. Keep a chart of the money spent on getting to and from doctors, appointment dates, prescription medication, etc. It can all get pretty messy after two or three years go by and you have to go back and reconstruct that information. 
 

 



Books-And-Authors.net: After seven years of your life entailed in "this mess" you mention three conclusions - Briefly mention each one and expand a little on your conclusions.

Dean Kropp:  The main issue here is the “rights of the injured party” and how the insurance company treats them after an accident. This is the biggest problem. The injured party has the right to heal. When the insurance company denies that, it feels like a major crime has been committed. We pay for insurance contracts, but the insurance companies are doing whatever they can to get out of paying on the benefits. I paid GEICO for 12 years-amounting to over $600,000.00 plus interest for car insurance. What do I get when I need the benefits-cut off from getting them.

 




Books-And-Authors.net: Any remarks or feedback from your insurance company regarding A BONE TO PICK? Did you send them a copy of A BONE TO PICK? 

Dean Kropp: I informed them that I wrote the book when they sent me a survey wondering why I fired them. A second party also informed them about my book because they were going to have the insurance company become an advertiser in their company. The company said that they don’t want the insurance company to be a sponsor because of how they treat their injured policy holders.  
 





Books-And-Authors.net: How much research did you have to do on your own throughout the seven year period on insurance and accident victim laws? 

Dean Kropp: I didn’t have to do that much research because I was living the experience and the story just unfolded in front of me. If I were a reporter on the outside, I probably would have not dug up as much information that I did as the injured party.  
 




Books-And-Authors.net: Do you feel you are now advocate for accident victims and insurance laws and regulations? If you can create a law for accident victims and insurance laws and regulations, what law would that be and why? 

Dean Kropp: Yes, I am an advocate for accident victims. No, I wouldn’t create any new laws. My plan is to get the Declaration of Injured persons’ Rights on everybody’s car insurance contract.   

 



Books-And-Authors.net:   What's next? 

Dean Kropp: Word on the street is; after one has written a book, one must spend a year marketing the book. I will be doing just that for a while. I am still finishing up a couple cases, so I might have to put out a second edition of this book. Time will tell on that.  
 




Books-And-Authors.net:  You are/were a pastry chef -- What is your favorite recipe for dessert tonight that would be quick and easy to prepare? My favorite recipe is the chocolate mousse recipe on page 140.

Dean Kropp:  Chocolate Mousse.

 

You will need your mixer or handheld mixer with the wire whip attached, two medium metal mixing bowls to whip the cream, a medium pan, rubber spatula, serving dish or bowl, piping bag with a startube, or two soup spoons. Ingredients:1 cup of bittersweet chocolate finely chopped? cup of half and half 4 ounces or 1 pint of whipping cream. Fresh fruit in season, strawberry or raspberry. Whipped cream for garnish. Can of whipped toppingDirections:1. Put the metal bowl in the freezer. This chills the bowl so the cream whips up faster.2. Cut up the chocolate bar into fine pieces place it in a medium sized bowl.3. Bring the half and half to a boil on the stove and then immediately pour it over the chopped chocolate. Let it melt and with a hand wire whisk, mix it until it is smooth.4. While the chocolate mixture is cooling, whip the four ounces of cream until it is almost stiff. Pour in the chocolate and fold the chocolate into the cream carefully. You can pipe the mousse onto the serving dish or bowl with the piping bag and startip. Use the fruit for garnish and you can use the can of whipped topping to make a decoration on the mousse. Secret: you can use the chocolate mixture for dipping strawberries. Make a separate batch. Wash and dry the strawberries and then dip them in the chocolate mixture for chocolate dipped strawberries.  


 



Books-And-Authors.net:   Do you have any hobbies? What are they? How do they enhance your writing?

Dean Kropp:  I work with two writers from the Frommer Travel Guide books. I help them with some writing and research on the hotels and restaurants that they cover. This keeps my writing skills up and I cook lunch for them as well. My hobbies are cooking, exercise, and cooking for the homeless when they call on me. People fall on hard times and I like to help out whenever I can. I shop, cook the dinner and serve it, and they love it. I did a simple meat sauce with chunky vegetables over pasta one night and it was a big hit.

 

 
 

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